Radiance Skin and Laser makes treatment accessible with two flexible payment options: Cherry and CareCredit. Both allow clients to enjoy services now and pay over time, but each has its own features to fit your individual needs. Cherry offers simple, fixed installment plans—often with a quick, soft credit check—while CareCredit works like a reusable healthcare credit card accepted at many providers nationwide.
Here’s an easy comparison to help you choose what’s best for you:
| Cherry | CareCredit | |
| Application Process | Soft credit check | Hard credit check |
| Approval Odds | High, even for fair credit | Best with good credit |
| Payment Type | Fixed monthly installments | Revolving credit card |
| Where You Can Use It | Only at Radiance | Thousands of locations |
| Interest Rate Options | 0% promo APR or fixed APR | Promo 0% APR, then interest if not paid up |
| Down Payment | May be required | Not required |
| Impact to Credit Score | No effect | Can impact score |
| Prepayment Penalty | None | None |
| Application Process | Soft credit check | Hard credit check |
| Approval Odds | High, even for fair credit | Best with good credit |
| Payment Type | Fixed monthly installments | Revolving credit card |
| Where You Can Use It | Only at Radiance | Thousands of locations |
| Interest Rate Options | 0% promo APR or fixed APR | Promo 0% APR, then interest if not paid up |
| Down Payment | May be required | Not required |
| Impact to Credit Score | No effect | Can impact score |
| Prepayment Penalty | None | None |
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